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2.3.2 Self-Insurance

  • At present we have corporate customers who prefer to manage their medical assistance insurance through a Self-Insurance program.
    The customer create a monthly revolving fund to settle all claims of their officers.

  • SAYO is in charge of designing the plan, managing and settling any claims, establishing a medical network of hospital and ambulatory credits, reporting and estimating the loss rate.
    We are now managing the Self-Insurance program of Banco General Rumiñahui.